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14 Day SBA|1735 Peachtree Road Northeast, Atlanta, GA 30309|(404) 787-1624

Looking for Fast Funding?

Welcome to 7A Funding, where we believe in your business and understand the importance of fast funding. We are committed to providing you with a simple and efficient funding process that caters to your needs. With our simple application process, direct communication with a loan officer, and cost-effective loan products, we are committed to supporting your business growth. Contact us today to learn more about how we can help you take your business to the next level.

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Discover the Benefits of Working With 7A Funding

ONE-PAGE APPLICATION
 
We know that time is money, so we have streamlined our application process to be quick and easy. You only need to fill out one page of information to get started.
 
DIRECT CONNECTION TO LOAN OFFICER
 
Once you submit your application, you will be connected directly with a loan officer who will guide you through the next steps. This direct communication allows for a more personalized experience and helps ensure that you receive the funding you need.
 
ONLY TWO YEARS IN BUSINESS REQUIRED
 
We believe in supporting businesses at all stages, which is why we only require two years of filed business tax returns. This allows newer businesses to access the funding they need to grow and thrive.
 
FAST FUNDING
 
At 7A Funding, we understand that time is of the essence. That's why we offer loan funds within 30 days, so you can get back to running your business without delay.
 
COST SAVINGS
 
Compared to merchant loans or hard money lending, our SBA loans offer tremendous cost savings. Our loan is priced at only WSJ Prime + 2.75%, making it an affordable financing option for your business.

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Offering SBA Loans for Franchisees & Non-Franchise Borrowers Alike

Our lending program offers SBA loans that are available to both franchisees and non-franchise borrowers. We understand that financing can be a challenge for small businesses, but with our support, you can access the funds you need to expand your operations and achieve your goals.

Franchisee Approval Minimums:

  • 2+ years in business
  • 650 FICO
  • 1.15x debt service coverage for business cashflow
  • 1.25x debt service coverage for global cashflow
  • No BK's (One BK might be OK)
  • No eCommerce
  • No multiple years of tax payment plan (1 year is fine, 2 is a case by case with explanation)

Non-Franchise Approval Minimums:

  • A personal credit score of at least 700
  • Business credit score of 170.
  • The only cash flow requirement is that the loan amount can not exceed 30% of the gross revenue. (That means that for the full $150,000 the business just had to have grossed $500,000 in the last tax year).
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